Suffering a serious injury on the job can be a devastating experience.
It leaves the worker coping with the pain and suffering of the injury,
an injury which may or may not fully heal. If the accident causes some
type of permanent disability, the worker may never be able to return to
the same position, or might even be forced into an early retirement. On
top of the fact that the worker is no longer earning a paycheck, he or
she may also be facing large bills for medical treatment. Workers' compensation
exists to handle this problem.
About Workers' Compensation Claims in Alabama
For more than half a century, all states throughout the country have had
some type of workers' compensation law, providing invaluable legal protection
for injured workers. In Alabama, any company that employs more than four
people is required by law to carry workers' compensation insurance to
provide for their needs in the event of an injury on the job. Workers'
compensation is a no-fault system, so unlike in a personal injury claim
you do not have to prove that your accident was the result of another
person's negligence. Provided that you did not willfully cause the accident,
you should be entitled to file a claim for benefits.
If your claim for disability benefits is approved, you can receive full
coverage for all medical treatment in relation to your accident. For example,
if you hurt your back in a
slip and fall accident on a
construction site, you could receive compensation for all your bills for emergency treatment,
hospitalization and rehabilitative care. In addition to medical benefits,
you can receive wage replacement benefits to help you support your family
while you are out of work.
Unfortunately, workers' compensation benefits are generally limited to
two-thirds of the worker's average weekly wages over the past year before
the injury, meaning that you could be left struggling to make ends meet.
An experienced lawyer from our firm can guide you through the process
of your claim, working to maximize the value of your benefits and fighting
to prevent a wrongful denial of compensation.
If Worker's Comp Benefits Aren't Enough
Depending on the circumstances of your accident, you may have grounds to
file a personal injury claim instead of or along with your workers' comp
claim. By demonstrating that another party caused or contributed to your
accident, such as a subcontractor or the manufacturer of
defective equipment, you could sue to recover full compensation for all your losses and even
damages for your pain and suffering.
Contact a Dothan workers' compensation attorney in Dothan from Morris,
Andrews, Talmadge & Driggers, LLC now to discuss your options and
begin working on a strategy for your case. We are available to assist
clients in Montgomery, Dothan and all of Southeast Alabama.
For more information about workers' compensation claims, please click here
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